The average credit card-indebted family in 2004 allocated 21 percent of its total income to servicing monthly debt compared to the 13 percent dedicated to debt payments among all households, according to Demos.org, "Borrowing to Make Ends Meet," November 2007.

Are you praying for help with your debt? Do you struggle every month like so many other Christians to get control of...

"As household wealth has declined in the downturn, more American families are facing financial distress due to high debt burdens. In 2007, before the recession began, 14.7 percent of U.S. families had debt exceeding 40 percent of their income." (Source: U.S. Congress' Joint Economic Committee, "Vicious...