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Minimum Payment Credit Calculator

Making just the minimum payment on a credit card can take a long time to pay off. Use our Credit Card Calculator to get a general overview of just how long it will take you to get out of debt and how much money you will have paid in interest rates.


Input Credit Card Data Here
Current Account Balance: $    
Annual Interest Rate: %
Minimum Payment Percentage:  Minimum Payment Percentage
To determine your Minimum Payment Percentage, simply divide your previous minimum payment from your current account balance:

Previous Minimum Payment / Current Account Balance = Minimum Payment Percentage 		%
Minimum Payment Amount: $   
Your Results
Total Interest Paid: $
Number of Payments:
Number of Years:
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*UNSECURED DEBT  Acceptable Debt Includes:
  • Credit Cards (Visa, MC, AmEx, Discover)
  • Retail Store Cards (Wal-Mart, Sears, JC Penny, Macy's, Best Buy, etc.)
  • Medical Expenses
  • Phone Bills
It Does NOT Include:
  • Mortgage Payments
  • Automobile Payments
  • Insurance Bills
  • Federal Taxes
  • Student Loans
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